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Buying - Solutions for New Canadians

We are pleased to offer mortgage solutions for individuals who have recently immigrated or relocated to Canada. They now qualify for a mortgage with as little as a 3% down payment.

The main requirements are:

1. Must have immigrated or relocated to Canada within the last 36 months
2. 3 months minimum of full time employment in Canada (except for borrowers being transferred under a corporate relocation program)
3. Must have a valid work permit or obtained landed immigrant status
4. 5% of the down payment has to come from personal savings.
5. When putting 10% down or more, the homebuyers will be required to provide a letter of reference from a recognized financial institution or 6 months of bank statements from primary account
6. With the down payment of less than 10%, international credit report demonstrating a strong credit profile or 2 alternative sources of credit demonstrating timely payments (no arrears) for the past 12 months must be provided.

For new immigrants with 35% down and who have immigrated within the past 10 years, no income verification is required.

• Self Employment
• Purchase + Improvements Mortgage
• Home Buyers Plan (RRSP)
• Solutions for New Canadians

It is the first time I ever used services of a mortgage broker, and for sure I will do it again. I am very pleased with Lena's service, level of expertise and what I find most important, she actually delivers what she promises - no games, no gimmicks. She got me an unbelievably low rate, met with me after work to sign all the papers, and her services cost me absolutely nothing. You can't go wrong here! Thank you!

Kim J. - Calgary

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