Buying
When buying your new home you probably have a lot of questions. Will I be able to get a loan? How much of a house can I afford? How much will my payments be? Don't be intimidated — let us help you make the process less stressful, so that you are comfortable with the whole process from beginning to end.
To start, my advice is for you to get pre-qualified for a loan. What that means is that after collecting and analyzing your information, we will be able to determine if you can get a loan and what it's projected amount will be. Knowing exactly how much you can afford to spend, will give you a peace of mind and save you valuable time, while looking for a house of your dreams.
Currently there are a number of mortgage options available for home buyers to suit their specific situation:
- Solutions for Self-Employed Individuals
- Purchase with Improvements Mortgage
- Home Buyers Plan (RRSP)
- Mortgage Insurance Premiums
- Increases made to Debt Coverage Ratios
- 25, 30, 35 Year Amortization
- Solutions for New Canadians